Five clear pathsChoose what fits your goal
Plain explanationsBefore you decide
Personal supportWhenever you want it
Your paceNo pressure to proceed
Where to begin

Our plans

Every plan begins with a conversation. Availability and terms depend on your property and circumstances.

Home exterior in soft light
One-time access

Lump-Sum Equity Access

For homeowners who want to explore receiving a single amount connected to their home's value.

What we cover
  • How your equity is viewed
  • What a single payout could involve
  • Questions to ask before moving ahead
Often explored for
  • Renovation projects
  • Major life events
  • Planned large expenses
A good fit if: You have a defined goal and prefer one clear, upfront arrangement.
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Family home with a gardenFlexible
Access over time

Ongoing Equity Access

For homeowners whose needs may change, and who want flexibility rather than a single event.

What we cover
  • How ongoing access can be structured
  • Timing and flexibility considerations
  • How it fits alongside your wider plans
Often explored for
  • Staged home improvements
  • Variable household needs
  • Longer-term planning
A good fit if: Your plans are still taking shape and you value room to adjust.
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Contemporary house exterior
A fresh look

Equity Restructuring Review

For homeowners who want to rethink how the value in their property is currently arranged.

What we cover
  • A walkthrough of your current setup
  • Alternative structures worth considering
  • Trade-offs explained in plain terms
Often explored for
  • Changing circumstances
  • Simplifying arrangements
  • Updating long-held plans
A good fit if: Your situation has changed and you want a clear second look.
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Also available

Two more ways we can help

Support that sits alongside any of the plans above, or stands on its own.

Home sale guidance

Considering a sale?

If you are thinking about selling, we can explain what your equity represents, what to prepare and which questions to raise with the professionals you choose to work with.

  • Understand your position: A clear view of the value you have built in the property.
  • Prepare with confidence: A simple checklist of things to consider before listing.
One-on-one support

Budget planning with a person

Sometimes the most useful help is someone to sit with the numbers. Our team can help you organise your household picture so each decision feels considered.

  • A steady point of contact: One person who knows your situation.
  • Written summaries: Key points in plain language to review at home.
Included with every plan

What you can expect

No matter which path you explore, the experience stays the same.

Plain-language walkthroughs

Every option explained step by step, with time for your questions.

A named contact

One team member who understands your goals and follows up with you directly.

Summaries in writing

The important points captured clearly, so you can review them without rushing.

Privacy respected

Your information is handled as described in our Privacy Notice.

Still wondering

Frequently asked questions

Can't find your answer? Our team is happy to help.

Homeowners with equity in their property may be able to explore these options. Eligibility depends on the property, the location and individual circumstances, and it is confirmed only after a review.

Signing up simply begins a conversation. You are free to ask questions, pause or stop at any time before agreeing to anything.

It helps to have your property details and a rough idea of your goal and timeline. If you are unsure, that is perfectly fine, as we can work it out together.

No. Palmsnest provides general information and guidance. We encourage you to consult independent professionals about your own circumstances.

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Next step

Not sure where to begin?

Start with a short form and we will help you find your footing.

No jargonNo rush

Just a calm conversation about your home and your goals.

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